Attorney
Zachary R. Rayo, J.D., LL.M.
Mr. Rayo strives to communicate, educate, find creative solutions, and avoid pitfalls in representing small business owners, individuals, committed and married couples in areas of taxation, estate planning, retirement planning, and asset protection planning.
Education:
Master of Laws (LL.M.) in Estate Planning, May 2005
Harvard University
Program of Instruction for Lawyers, June 2002
William S. Richardson School of Law, University of Hawaii at Manoa
Juris Doctor, May 1996
Honors:
Bureau of National Affairs, Inc. Law Student Award
CALI Excellence for the Future Award, Sales Law (UCC-2), Spring 1996
CALI Excellence for the Future Award, Survey of Intellectual Property Law, Fall 1995
Foreign:
Chulalongkorn University
Bangkok, Thailand, May – July 1994
Golden Gate University
Law School Summer Law Program
University of the Philippines
Bachelor of Arts in Political Science, magna cum laude, April 1993
Awards:
Bureau of National Affairs, Inc. Law Student Award, 1996
CALI Excellence for the Future Award, Sales Law (UCC-2), Spring 1996
CALI Excellence for the Future Award, Survey of Intellectual Property Law, Fall 1995
Magna Cum Laude & Valedictorian, College of Social Sciences and Philosophy
Pi Gamma Mu Intl. Honor Society in Social Science Certificate of Recognition for Outstanding Scholarship
Publications and Related Matters:
Authored a chapter entitled “Filing or Opposing Petition for Modification, Reformation, or Termination of Trust Under Prob. Code §§ 15403, 15404, 15408 or 15409” in Matthew Bender/Lexis-Nexis Practice Guide: California Trust Litigation (March 2011)
Authored a chapter entitled “Filing or Opposing Petition Regarding Internal Affairs of Trust Under Prob. Code § 17200” in Matthew Bender/Lexis-Nexis Practice Guide: California Trust Litigation (March 2011)
Editorial Assistant for 2011 update of Matthew Bender/Lexis-Nexis California Wills and Trusts (six-volume treatise)
Editorial Assistant for 2011 update of Matthew Bender/Lexis-Nexis California Trust Practice (one-volume treatise)
Professional Activities:
Member,
Member, Sacramento County Bar Association.
Member, National Asian Pacific American Bar Associaton
Member, Filipino Bar Association of Northern California
Member (Inactive), Hawaii State Bar
Member (Inactive), Florida State Bar
Community Involvement:
Member, Planned Giving Committee of the East Bay Regional Parks Foundation
Member, Non-Profit Housing Association of Northern California
Member,
Volunteer, Habitat for
Assistant
William Richard Busch, Air Force Senior Master Sergeant, E-8
William Richard Busch is a retired U.S. Air Force Senior Master Sergeant. With over two decades in the Air Force and Reserves followed by federal civilian service at Beale AFB, he has handled increasingly technical administrative roles, first in mail operations and then in military human resources and testing, including the highly regulated WAPS promotion system and Foreign Language Proficiency Pay program. Detail-oriented, process-driven, and accustomed to strict compliance environments, Busch brings a rare mix of frontline service experience and bureaucratic precision. He has been the assistant for Attorney Rayo since February of 2026.
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